Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. These mortgage options take into consideration the reduced taxable income from claimed expenses, with stated income mortgages available for those with expenses impacting qualifying income. Dividend and investment income are also accepted with stability and proof requirements. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders is provided, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available. Don't hesitate to contact for more information!