We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the unique financial situation of self-employed borrowers and strive to provide them with the best mortgage solutions possible.

One of the main advantages of our mortgage options is the fast approval process. Even if you have been declined for a mortgage in the past, we can still assist you in securing a mortgage quickly. We have extensive experience working with self-employed individuals and understand the challenges they face when it comes to obtaining financing.

Our mortgage options for self-employed individuals also take into consideration the reduced taxable income resulting from claimed expenses. We understand that self-employed individuals often have legitimate business expenses that can impact their qualifying income. Our mortgage solutions are designed to take this into account and provide you with a mortgage that fits your unique financial situation.

If you have expenses that significantly impact your qualifying income, our Stated Income mortgage option may be particularly useful for you. With this option, we consider your stated income, rather than relying solely on documented income. This can be especially beneficial for self-employed individuals who have high expenses but still have strong earning potential.

We also accept dividend and investment income as part of our mortgage options, as long as they can be proven and are stable. We understand that self-employed individuals may have income from various sources and strive to be flexible in our lending criteria.

To apply for one of our mortgage options, you will need to provide several documents. These include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents are necessary to assess your financial situation and determine the best mortgage option for you.

As a mortgage lender, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This allows us to provide you with a wide range of mortgage options and ensure you receive the best rates and terms possible.

If you are a self-employed individual looking for a mortgage tailored to your unique financial situation, give us a call. We have extensive experience working with self-employed borrowers and can help you find the mortgage solution that fits your needs.