Self Employed

Self-employed individuals can benefit from low rates and excellent mortgage options. Even if they have been declined in the past, they can still get fast mortgage approval. These mortgage options take into consideration the reduced taxable income from claimed expenses. The Stated Income mortgage can be especially useful for those whose expenses impact their qualifying income. Dividend and investment income are also accepted as long as there is stability and proof requirements. To apply, applicants need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. With access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, reasonable income estimates are accepted. Options specifically tailored for Business For Self (BFS) borrowers are also available. For more information, please contact me.

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