First Time Home Buyers

If you're considering purchasing your first property, we can make the transition from renting to owning a seamless process. Our experts will handle all the financial details to help you quickly find your perfect property. Our education-focused approach will guide you through the next steps, and our easy-to-use online application will accurately kick-start the process. With our tools and guidance, submitting documents will be streamlined, and our detailed assessments will assist in budget planning and calculating associated costs, such as closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work, determine the required down payment, affordability, and monthly payments. We will design a custom-tailored mortgage product, provide a mortgage pre-approval, and secure the best rate for you. In addition, we have access to all of Canada's top lenders, including banks, credit unions, and alternative financers. Even if you don't qualify at your bank, we can submit your application to other lenders. Furthermore, we offer access to innovative tools in Canada that improve efficiency, reduce errors, and save you time.

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Before you start looking for your dream home, it is crucial to get pre-approved for a mortgage. This not only saves time but also helps determine the purchase price. Additionally, it allows you to figure out the amount of money you can borrow from a lender and enables the design of a customized mortgage product that matches your specific needs. One of the benefits of getting pre-approved is the ability to lock in the best possible rate, ensuring rate assurance and providing confidence while shopping for properties. The pre-approval process is fast, accelerating the overall approval process and allowing you to shop for properties with confidence.

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First time buyer or refinancing? Call for a free quote!

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