Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is ideal for those who have previously been declined. Our mortgage options take into consideration the reduced taxable income that comes from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage option could be very useful. We also accept dividend and investment income, as long as there is stability and proof of that income. When applying for a mortgage, we require certain documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self borrowers. For more information, please give us a call.

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