Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process ensures that even if you have been declined in the past, we can still help you secure a mortgage. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. If your qualifying income is affected by expenses, our Stated Income mortgage can be a useful solution. We also accept dividend and investment income, as long as there is stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, who are open to accepting reasonable income estimates. Our options are tailored specifically for Business For Self (BFS) borrowers. Give us a call today!

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