I can assist you in determining how much you can afford for your home purchase by providing mortgage pre-approvals. This involves defining your financial strategy, determining the mortgage amount, down payment, and overall affordability. I will also guide you on the required documents for conditional approval. Pre-approval is an important first step in the mortgage approval process as it reveals the amount you can borrow from a lender based on your current financial situation. It also helps identify any potential obstacles to qualification and speeds up the approval process. The duration of pre-approvals can vary, typically lasting between 60 to 120 days, depending on the lender and your credit standing. Additionally, some lenders allow you to lock in the interest rate to protect against rising rates. With advanced tools available, we can reduce errors, improve efficiencies, and save you time. Try our quick pre-qualification tools to find out what you qualify for.