We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been declined in the past, our fast mortgage approval process is here to help. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, so our mortgage options take this into consideration. If your expenses impact your qualifying income, our Stated Income mortgage option is useful for you. We also accept dividend and investment income, as long as there is stability and proof provided. To apply, you will need to provide certain documents, such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or your business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative lenders who are open to reasonable income estimates. We also have specific options tailored for Business For Self (BFS) borrowers. If you're interested, give us a call!