Self-employed individuals can benefit from low rates and excellent mortgage options. They can also enjoy fast approval, even if they have been declined in the past. Mortgage options for self-employed individuals take into account their reduced taxable income from claimed expenses. The Stated Income mortgage is especially useful for those whose qualifying income is affected by expenses. This type of mortgage also accepts dividend and investment income, as long as stability and proof requirements are met. To apply for these mortgage options, applicants need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers is available. There are also options tailored specifically for Business For Self (BFS) borrowers. To learn more about these mortgage options, it is recommended to reach out for a consultation.