We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have been declined in the past. Our mortgage options take into account the reduced taxable income that comes with claimed expenses, making them a suitable choice for self-employed individuals. If you have expenses that impact your qualifying income, our Stated Income mortgage option may be the right fit for you. We also accept dividend and investment income, as long as there is stability and proof of income. To apply, you will need to provide relevant documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have tailored options available just for you. Feel free to give us a call to discuss your mortgage needs.