If you are self-employed and in need of a mortgage, we have some great news for you. We offer low rates and excellent mortgage options specifically designed for self-employed individuals.

One of the biggest advantages we offer is fast mortgage approval, even if you have been declined in the past. We understand the unique financial situation of self-employed individuals and work to provide solutions that meet their needs.

Our mortgage options take into consideration the reduced taxable income that often arises from claimed expenses. We understand that your business expenses can greatly impact your qualifying income, and we take that into account when assessing your mortgage application.

For those with significant expenses impacting their qualifying income, we offer the Stated Income mortgage option. This allows you to provide alternative proof of income that may be more suitable for your situation.

We also accept dividend and investment income, as long as they can be proven with stability and documentation. This allows you to include these types of income when applying for a mortgage.

When it comes to the required documents, we ask for the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents help us verify your income and business ownership.

We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means we can provide you with a range of options and competitive rates, and we accept reasonable income estimates.

If you are a business owner looking for tailored mortgage options, we are here to help. Give us a call and we can discuss your individual needs and find the best solution for you.