Self-employed individuals can take advantage of low rates and excellent mortgage options. Even if they have previously been declined, fast mortgage approval is still possible. These mortgage options consider the reduced taxable income resulting from claimed expenses, making it easier for self-employed individuals to qualify. For those with expenses that impact their qualifying income, a Stated Income mortgage is a useful choice. Dividend and investment income are also accepted, as long as stability and proof requirements are met. To apply for these mortgage options, individuals must provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available. Options can be tailored specifically for Business For Self (BFS) borrowers. For more information, feel free to give us a call.