Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been previously declined, we provide fast mortgage approval for self-employed individuals. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses. Our Stated Income mortgage is particularly useful for those whose expenses impact their qualifying income. We also accept dividend and investment income, as long as stability and proof requirements are met. When applying for a mortgage, you will need to provide certain documents, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured, we have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have tailored options available just for you. Give us a call today!

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