We specialize in providing mortgage solutions to newcomers in Canada. Our services include helping you understand the Canadian real estate market, as well as the associated costs such as closing costs and adjustment costs. We believe in helping you build equity rather than pay rent, taking advantage of your employment and credit sources. If you are looking for a higher loan amount (over $1 million), we can find you the best rates and mortgage options with at least a 20% down payment saved. We also offer flexibility on down payment, allowing you to put as little as 5% down. Additionally, we can explain homebuyer incentive programs and down payment assistance options available to you. As mortgage brokers, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. We can design a custom-tailored mortgage product that fits your needs and locks in at the best rate, even if you don't qualify at your bank due to limited credit and employment history. We also offer innovative tools that make the first-time home buying experience in Canada efficient and hassle-free.