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Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our goal is to provide fast mortgage approval even for those who have experienced previous declines. Our unique self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. We also offer a Stated Income mortgage option, which is particularly useful for individuals whose qualifying income is impacted by their expenses. We accept dividend and investment income, subject to stability and proof requirements. To apply, we require documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, as well as a copy of the Article of Incorporation or business license. We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call and let us help you find the right mortgage solution.

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