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Self Employed

We provide self-employed individuals with low rates and excellent mortgage options. Even if you have been previously declined, we offer fast mortgage approval. Our mortgage options take into consideration your reduced taxable income from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage may be useful for you. We also accept dividend and investment income, as long as there is stability and proof. To apply, you will need to provide various documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, which include large banks, mortgage finance companies, credit unions, and alternative financiers that accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call to learn more about our mortgage options.

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