Self-employed individuals can benefit from low mortgage rates and excellent options for their home loans. With fast approval, even after previous rejections, these mortgage options take into consideration the reduced taxable income due to claimed expenses. The Stated Income mortgage is particularly useful for those with significant expenses that affect their qualifying income. Dividend and investment income is also accepted, as long as stability and proof requirements are met. To apply for these mortgage options, applicants need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and a copy of the Article of Incorporation or business license. There is access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers that are open to reasonable income estimates. There are also tailored options available for Business For Self (BFS) borrowers. For more information, feel free to call.