I can assist you in determining how much you can afford for a home purchase through vital mortgage pre-approvals. This process involves defining your financial strategy, mortgage amount, down payment, and affordability. I also provide guidance on the required documents for conditional approval. Pre-approval is the first step towards mortgage approval and it reveals the amount you can borrow from a lender based on your current finances. Additionally, it helps identify any potential obstacles to qualification and speeds up the approval process. The duration of pre-approvals typically ranges from 60 to 120 days, depending on the lender and your credit standing. Some lenders offer the option to lock in the interest rate to protect against rising rates. With advanced tools available in Canada, we can effectively reduce errors, improve efficiencies, and save you valuable time. Our quick pre-qualification tools will give you a clear understanding of what you are qualified for.