We provide assistance to newcomers in understanding the Canadian real estate market, including the costs involved in purchasing a home such as closing costs and adjustment costs. Our aim is to help newcomers build equity instead of paying rent, taking advantage of employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers seeking higher loan amounts (over $1 million), with a minimum down payment of 20%. We also offer flexibility on down payments, with options as low as 5% down. Additionally, we offer information on homebuyer incentive programs and down payment assistance options. We work with all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers to provide customized mortgage solutions that cater to your specific needs and secure the best rate, even if you face challenges like limited credit history or employment history. Take advantage of our innovative tools for a seamless first-time home buying experience in Canada.