Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to self-employed individuals, even if they have been declined in the past. Our mortgage options take into consideration the reduced taxable income that comes from claimed expenses. We also have a Stated Income mortgage option that is beneficial for those whose qualifying income is impacted by expenses. We accept dividend and investment income, as long as there is proof and stability. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom are willing to accept reasonable income estimates. If you are a Business For Self borrower, we have tailored options available just for you. Don't hesitate to give us a call!

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