Self Employed

Self-employed individuals can benefit from low mortgage rates and excellent options. Even if they have faced previous rejections, fast approval is possible. Mortgage options for self-employed individuals take into consideration their reduced taxable income due to claimed expenses. Those with expenses impacting qualifying income can benefit from the Stated Income mortgage. Dividend and investment income are accepted, provided stability and proof requirements are met. The required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers accepting reasonable income estimates is also available. There are also tailored options for Business For Self (BFS) borrowers. Reach out for more information and assistance.

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