Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. These mortgage options take into account the reduced taxable income from claimed expenses, making it useful for those with expenses impacting qualifying income. Dividend and investment income is also accepted, provided stability and proof requirements are met. To apply, applicants need to provide several documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to top Canadian lenders is available, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available. For more information, give us a call.