Hello there! I'm Ban Vongxay, a Mortgage Agent - Level 1 in Newmarket with a passion for helping people achieve their dream of homeownership. When I'm not crunching numbers and analyzing mortgage rates, you can find me hitting the links on the golf course, exploring the great outdoors through hiking and camping, or enjoying some amazing food from local restaurants. I hold a Fortinet Certified Fundamentals in Cybersecurity and graduated from the amazing University of Toronto. With skills in management, asset management, and team leadership, I bring a unique perspective to the mortgage industry and offer the following services with free consultations:

1. First-Time Home Buyer Mortgages: Guiding you through pre-approvals, down payments, and all available programs.
2. Mortgage Renewals & Refinancing: Ensuring you get the best deal when your term is up or helping you leverage your home equity.
3. Debt Consolidation: Consolidating high-interest debt into your mortgage to save money.
4. Specialized Solutions: Mortgages for self-employed individuals, private mortgages, and investment properties.

I may be new to the game, but I'm excited to make a big impact with my analytical background and dedication to providing top-notch service. Let's make your mortgage dreams a reality, one step at a time!