Discovering how much you can afford for your home purchase is crucial, and I can assist with essential mortgage pre-approvals to help determine your financial strategy, mortgage amount, down payment, and overall affordability. I can also provide guidance on the necessary documents required for conditional approval. The pre-approval process is the initial step towards securing a mortgage, as it determines the amount you can borrow based on your current financial situation, identifies any early qualification obstacles, and accelerates the approval process. These pre-approvals typically last between 60 to 120 days, allowing you to lock in a favorable interest rate with some lenders to protect against rising rates. With the most advanced tools in Canada, errors are minimized, efficiency is improved, and time is saved for you, making the process smooth and seamless. Our quick pre-qualification tools are also available to give you an idea of what you are qualified for.