We offer low rates and excellent mortgage options designed specifically for self-employed individuals. We understand the unique challenges that self-employed individuals face when it comes to securing a mortgage, which is why we strive to provide fast approval, even for those who have been declined in the past.

Our mortgage options for self-employed individuals take into consideration the reduced taxable income that often comes with claimed expenses. We understand that these expenses can significantly impact your qualifying income, and we aim to provide solutions that work for you.

One option that may be useful for those with expenses impacting their qualifying income is a Stated Income mortgage. With this type of mortgage, you are able to state your income without providing extensive documentation, making it easier for you to qualify.

We also accept dividend and investment income, as long as it can be proven with stability and appropriate documentation. We understand that self-employed individuals may have income from various sources, and we aim to be flexible and accommodating.

When applying for a mortgage as a self-employed individual, there are certain documents that are required. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

With our services, you will have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. These lenders are willing to accept reasonable income estimates and work with you to find a mortgage solution that fits your needs.

We also offer options specifically tailored for Business For Self (BFS) borrowers. Whether you are just starting your business or have been self-employed for years, we have mortgage options that can help you achieve your goals.

If you are self-employed and in need of a mortgage, give us a call today. We have the expertise and resources to guide you through the process and help you secure the mortgage that is right for you.