Mortgages for newcomers to Canada are intended to assist individuals in understanding the Canadian real estate market, as well as the associated costs such as closing costs and adjustment costs. By opting for a mortgage instead of renting, newcomers can build equity by benefiting from employment and credit sources. These mortgages offer the best rates and options for individuals seeking higher loan amounts, with at least a 20% down payment saved. Additionally, there is more flexibility on down payments, allowing for as little as 5% down. Furthermore, we can provide valuable information on homebuyer incentive programs and down payment assistance options. Our access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, allows us to create a customized mortgage product that suits your needs and locks in the best rate, even if you face challenges in qualifying at your bank due to limited credit or employment history. Finally, we provide access to innovative tools in Canada to ensure an efficient first-time home buying experience.