Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our streamlined process ensures fast mortgage approval, even if you have experienced previous declines. Our self-employed mortgage options take into account your reduced taxable income from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage can be a valuable solution. We also accept dividend and investment income, provided that you can demonstrate stability and provide the necessary proof. When applying, you will need to submit essential documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to consider reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Don't hesitate to give us a call to discuss your specific needs.

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