If you're looking to purchase a home, I can help you determine how much you can afford. I provide assistance with mortgage pre-approvals, which involves assessing your financial situation, determining the mortgage amount you can qualify for, calculating the down payment required, and ensuring affordability. I also advise on the necessary documents needed for conditional approval. Pre-approval is an essential first step in obtaining a mortgage, as it not only reveals how much you can borrow from a lender based on your current finances but also identifies any potential qualification obstacles and expedites the approval process. The duration of pre-approvals typically ranges from 60 to 120 days, depending on the lender and your credit standing, with some lenders allowing you to lock in the interest rate to protect against rate increases. Leveraging advanced tools in Canada, we can streamline the process, reduce errors, enhance efficiencies, and save you time. Our quick pre-qualification tools provide an overview of what you qualify for, helping you make informed decisions.