We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been declined in the past, we can still help you. Our self-employed mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. If you have expenses that impact your qualifying income, our Stated Income mortgage is a useful option for you. We also accept dividend and investment income, as long as you can provide stability and proof. When applying for a mortgage, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also have options specifically tailored for Business For Self (BFS) borrowers. Don't hesitate to give us a call!