First Time Home Buyers

Are you considering purchasing your first property? We can make the transition from renting to owning a seamless experience by expertly handling all the financial details and helping you find the perfect property quickly. Our education-focused approach, clear next steps, and user-friendly online application will kick-start the process accurately. Our tools and guidance will streamline document submission, and our detailed assessments will aid in budget planning, including closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work and determine your down payment, affordability, and monthly payments. Our customized mortgage products will meet your needs, and we can secure a mortgage pre-approval with the best rate. Even if you don't qualify at your bank, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. Additionally, we provide access to innovative tools that reduce errors, improve efficiencies, and save you valuable time.

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To ensure a smooth mortgage application process and to find the best rate for your purchase, it is crucial to get pre-approved before beginning your search for a dream home. This initial step not only saves you time but also helps determine the purchase price range within which you should be looking. Once pre-approved, you can take it a step further by calculating how much money you can borrow from a lender and designing a mortgage product that is tailor-made to suit your specific needs. By locking in the best rate, you can enjoy the peace of mind that comes with rate assurance. This fast pre-approval process speeds up the overall approval process, allowing you to confidently shop for properties.

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First time buyer or refinancing? Call for a free quote!

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