Self Employed

We offer low interest rates and a variety of mortgage options specifically designed for self-employed individuals. Our mortgage approval process is fast, even if you have been previously declined by other lenders. We take into consideration the reduced taxable income that comes with claiming business expenses, making it easier for you to qualify for a mortgage. Our Stated Income mortgage is particularly useful for those whose qualifying income is impacted by expenses. We also accept dividend and investment income, as long as it can be proven and is stable. To apply, you will need to provide several documents, including your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of your Article of Incorporation or business license. We have access to some of the top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also have specialized options available specifically for Business For Self borrowers. Give us a call today!

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