Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand that obtaining a mortgage can be challenging for those who are self-employed, which is why we provide fast approval even if you have been previously declined. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. We also offer a Stated Income mortgage option for those with expenses that may impact their qualifying income. We accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Additionally, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call today!

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