More Canadians are investing in vacation properties for relaxation, family time, and wealth-building, and even remote locations are experiencing increased accessibility due to low-rate mortgages. Different types of properties have varying down payment requirements, with some requiring up to 20% or more, and second and third homes have different lending criteria than primary residences. Innovative tools in Canada provide streamlined processes and accurate information to help with mortgage refinancing, HELOC, or reverse mortgage options, and finding the best mortgage for a lake cottage or college housing option. With year-round accessible or seasonal property categorization, it's easy to use these tools and reach out for complete information and a quick mortgage pre-approval process.