At Mortgages for People New to Canada, we aim to assist newcomers in understanding the Canadian real estate market and associated costs such as closing costs and adjustment costs. We believe in the importance of building equity rather than paying rent, as this allows newcomers to benefit from their employment and credit sources. Our goal is to find the best rates and mortgage options for those looking for higher loan amounts (over $1 million), who have at least a 20% down payment saved. We also offer flexibility on down payment options, allowing for as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can create a custom-tailored product that fits your mortgage needs and locks in at the best rate, even if you don't qualify at your bank due to limited credit and employment history. Finally, we offer access to innovative tools in Canada to ensure an efficient first-time home buying experience.