First Time Home Buyers

If you're considering buying your first property, we can make the transition from renting to owning a seamless one. Our expert team will handle all the financial details, allowing you to quickly find the perfect property. We provide an education-focused approach, clear next steps, and an easy-to-use online application process to get you started accurately. Our tools and guidance will streamline document submission and provide detailed assessments to help you plan your budget and understand associated costs such as closing costs and adjustment costs. We will also help you navigate homebuyer incentive programs, determine your down payment and affordability, and calculate monthly payments. Our custom-tailored mortgage products, along with pre-approval and the best interest rates, ensure that we meet your specific mortgage needs. We have access to a wide range of lenders, including banks and alternative financers, so even if you don't qualify at your bank, we can submit your application elsewhere. Finally, our innovative tools will help reduce errors, improve efficiency, and save you time throughout the process.

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Getting pre-approved for a mortgage is crucial before embarking on the home buying journey, and it is recommended to secure a pre-approval and lock in a rate. This initial step not only saves time but also helps determine the purchasing power, allowing potential buyers to start their search for their dream home. Furthermore, after obtaining pre-approval, a mortgage expert can assist in calculating the amount that can be borrowed from a lender, customizing a mortgage product to suit individual needs, and ensuring the best interest rate is achieved for rate assurance. The fast pre-approval process expedites the approval procedure, enabling prospective buyers to shop for properties with confidence.

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First time buyer or refinancing? Call for a free quote!

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