For newcomers to Canada, we offer assistance in understanding the Canadian real estate market, as well as the associated costs such as closing costs and adjustment costs. Instead of renting, newcomers can build equity and benefit from employment and credit sources. We can help them find the best rates and mortgage options, even for higher loan amounts (over $1 million), with at least 20% down payment saved. We also offer flexibility on down payment, with options as little as 5% down. Additionally, we can provide information on homebuyer incentive programs and down payment assistance options. With access to various lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, we can design a custom-tailored mortgage product that fits each individual's needs and locks in the best rate. We also provide access to innovative tools in Canada, ensuring an efficient first-time home buying experience.