Self Employed

Self-employed individuals can benefit from low rates and excellent mortgage options. Even if they have been previously declined, fast mortgage approval is still possible. These mortgage options take into consideration reduced taxable income from claimed expenses, making them particularly useful for those with expenses that impact qualifying income. Dividend and investment income are also accepted, with proof and stability requirements. To apply, applicants will need to provide specific documents such as the Notice of Assessment, T1 Tax Statement, proof of business ownership, financial statements, and Article of Incorporation or business license. Borrowers can access top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Additionally, there are options tailored specifically for Business For Self borrowers. To learn more and take advantage of these options, interested individuals can reach out for further assistance.

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