Our services are specifically designed to assist newcomers in navigating the Canadian real estate market. We help them understand the various costs associated with purchasing a home, such as closing costs and adjustment costs. Our goal is to help newcomers build equity instead of paying rent, taking advantage of their employment and credit sources. We also provide guidance in finding the best mortgage rates and options for those looking for higher loan amounts, with the requirement of at least a 20% down payment saved. However, we also offer more flexibility on down payment amounts, with as little as 5% down. We are knowledgeable about homebuyer incentive programs and down payment assistance options, and we have access to a wide range of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. No matter the reason for being unable to qualify at a bank, such as limited credit or employment history, we can still find a custom-tailored mortgage product that suits your needs and locks in at the best rate. Additionally, we provide access to innovative tools in Canada to ensure a smooth and efficient first-time home buying experience.