First Time Home Buyers
If you are considering buying your first property, we can help make the transition from renting to owning a seamless process. Our team of experts will handle all the financial details, allowing you to quickly find the perfect property for you.
Our approach is education-focused, ensuring that you understand every step of the process and know what to expect next. We provide clear next steps and an easy-to-use online application that accurately kick-starts the buying process.
We understand that budget planning is a crucial aspect of buying a property, which is why we offer detailed assessments to help you determine the associated costs. This includes not only the purchase price but also closing costs and adjustment costs. We also provide guidance on how homebuyer incentive programs work and help you determine how much down payment you will need, how much you can afford to buy, and what your monthly payments will be.
We pride ourselves on designing custom-tailored mortgage products that meet your specific needs. We will set you up with a mortgage pre-approval that will give you peace of mind and lock in the best interest rate available.
Even if you do not qualify at your bank, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means that we can submit your application to other lenders who may be able to assist you.
In addition, we offer access to the most innovative tools in Canada that will help streamline the buying process. These tools reduce errors, improve efficiencies, and save you time, ensuring that your journey to homeownership is as smooth as possible.