We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the unique challenges that self-employed individuals face when applying for a mortgage, which is why we aim to provide fast mortgage approval, even if you have been declined in the past.

Our mortgage options for self-employed individuals take into consideration the reduced taxable income that may result from claimed expenses. We understand that your qualifying income may be impacted by various expenses, and we strive to offer solutions that accommodate these circumstances. One such solution is the Stated Income mortgage, which is specifically tailored for those with expenses that may affect their qualifying income.

We also accept dividend and investment income as valid sources of income, as long as they meet stability and proof requirements. This means that if you receive income from investments or dividends, you can still qualify for our mortgage options as long as you can provide the necessary documentation to prove the stability of this income.

To apply for our mortgage options, you will need to provide certain documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents are necessary to assess your eligibility and ensure that you meet the requirements set by our lenders.

We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. This allows us to offer a variety of options and choose the best one for your specific needs. Regardless of your estimated income, we can work with you to find a suitable solution.

If you are a self-employed individual looking for mortgage options tailored to your needs, do not hesitate to give us a call. We are here to assist you and provide you with the best possible mortgage options.