Self-employed individuals can benefit from low rates and excellent mortgage options. Even if they have been previously declined, they can still achieve fast mortgage approval. These mortgage options take into consideration the reduced taxable income that comes from claiming various expenses, making them especially useful for those with expenses impacting qualifying income. Dividend and investment income are accepted, as long as they meet stability and proof requirements. When applying for these mortgages, a range of documents are required, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers are available, all of whom accept reasonable income estimates. Options tailored specifically for Business For Self (BFS) borrowers are also available.