I can assist you in determining how much you can afford for your home purchase by providing mortgage pre-approvals. This process involves defining your financial strategy, including the mortgage amount, down payment, and affordability. I can also advise you on the necessary documentation for conditional approval. A pre-approval is an important first step towards getting approved for a mortgage. It not only reveals the amount you can borrow based on your current finances but also identifies any potential obstacles to qualification and speeds up the approval process. Pre-approvals typically have a duration of 60, 90, or 120 days depending on the lender and your credit standing. Additionally, some lenders offer the option to lock in the interest rate to protect against future increases. Our advanced tools in Canada help improve efficiency, reduce errors, and save you time. By using our quick pre-qualification tools, you can easily determine what you are qualified for.