At Mortgages for People New to Canada, our goal is to assist newcomers in understanding the Canadian real estate market and associated costs. We offer guidance on closing costs and adjustment costs, helping you navigate the process with ease. By choosing to build equity rather than pay rent, you can benefit from employment and credit sources. We have access to a variety of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, allowing us to find the best rates and mortgage options for newcomers. We can even provide assistance with higher loan amounts, requiring at least a 20% down payment saved, or offering more flexibility with as little as 5% down. Additionally, we offer information on homebuyer incentive programs and down payment assistance options. No matter your situation, we can design a custom-tailored mortgage product that fits your needs and locks in at the best rate, even if you have limited credit or employment history. With our innovative tools, we aim to provide an efficient first-time home buying experience in Canada.