First Time Home Buyers

If you are considering buying your first property, you can have a smooth transition from renting to owning with our expert handling of financial details. We offer an education-focused approach, clear next steps, and a user-friendly online application to accurately kick-start the process. Our tools and guidance make document submission easy, while detailed assessments help with budget planning and associated costs such as closing costs and adjustment costs. We also provide assistance in understanding homebuyer incentive programs, determining down payment and affordability, and calculating monthly payments. Our custom-tailored mortgage products, including pre-approval and the best available rates, cater to your specific needs. Additionally, we have access to various lenders in Canada, including large banks, finance companies, credit unions, and alternative financers. Moreover, we offer innovative tools that reduce errors, improve efficiencies, and save you time.

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It is important to get pre-approved before starting the mortgage process in order to save time and effectively determine the purchase price. This is not only the first step to securing a mortgage, but also a useful tool in finding your dream home. Additionally, by taking the extra step of calculating how much money you can borrow from a lender and creating a personalized mortgage plan, you can lock in the best rate and have assurance of a favorable rate. This fast pre-approval process also speeds up the overall approval process, giving you the confidence to shop for properties.

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First time buyer or refinancing? Call for a free quote!

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