Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been previously declined, we can still help you secure a mortgage. Our self-employed mortgage options take into consideration your reduced taxable income due to claimed expenses. If your expenses significantly impact your qualifying income, our Stated Income mortgage could be a suitable option for you. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers that accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call to discuss your mortgage needs.

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