Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is ideal for those who have been declined in the past. Our self-employed mortgage options take into account the reduced taxable income resulting from claimed expenses. We also offer Stated Income mortgages, which are particularly useful for individuals whose qualifying income is impacted by expenses. We accept dividend and investment income, as long as there is stability and proof of income. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Our vast network of top Canadian lenders includes large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. Give us a call to explore the tailored options we have available for Business For Self (BFS) borrowers.

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