We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Whether you are a freelancer, contractor, or small business owner, we understand the unique financial situation that comes with being self-employed and are here to help you secure the best mortgage deal possible.

One of the main advantages we offer is fast mortgage approval, even if you have been declined in the past. We understand that traditional lenders often overlook the income and financial stability of self-employed individuals. However, we have specialized mortgage options that take into consideration the reduced taxable income resulting from claimed expenses.

For those who have significant expenses impacting their qualifying income, our Stated Income mortgage option can be particularly useful. This mortgage allows you to state your income without providing extensive documentation, making it easier for you to qualify for a mortgage based on your actual financial situation.

We also accept dividend and investment income, as long as the stability and proof requirements are met. This means that if you generate income from investments or dividends, you can still qualify for a mortgage with us.

To apply for a mortgage, we require several documents, including your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents help us assess your financial stability and determine the best mortgage options for you.

We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. This allows us to provide you with the best rates and terms possible, tailored to your individual needs and income estimates.

If you are a Business For Self (BFS) borrower, we have options specifically tailored to your unique financial situation. Give us a call today, and let us help you find the perfect mortgage solution for your self-employment needs.