Our mortgage services are specifically designed for newcomers to Canada, providing assistance in understanding Canadian real estate and associated costs such as closing and adjustment costs. By opting for a mortgage, newcomers can build equity instead of paying rent, taking advantage of employment and credit sources. We offer the best rates and mortgage options for newcomers seeking higher loan amounts (over $1 million) and require a minimum down payment of 20%, although we also provide flexibility with down payment options as low as 5%. We will also guide you through homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we will design a custom-tailored mortgage product that suits your specific needs, even if you face challenges such as limited credit and employment history. Additionally, we provide innovative tools to ensure a smooth first-time home buying experience in Canada.