We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process caters to self-employed individuals, even if they have been previously declined. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses. If your qualifying income has been impacted by expenses, our Stated Income mortgage can be a useful option for you. We also accept dividend and investment income, as long as they can be proven stable. To apply, you will need to provide various documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have tailored options available for you. Don't hesitate to give us a call to discuss your mortgage needs.