Are you self-employed and looking for low mortgage rates and excellent options? Look no further! We specialize in providing fast mortgage approval for individuals like you, even if you have been previously declined.

One of the advantages of our self-employed mortgage options is that we take into consideration your reduced taxable income from claimed expenses. We understand that self-employed individuals often have expenses that impact their qualifying income, and we are here to help.

For those who have significant expenses that impact their qualifying income, our Stated Income mortgage could be a useful solution. This option allows you to state your income without providing extensive documentation, making it easier to qualify for a mortgage.

We also accept dividend and investment income, as long as it can be proven and demonstrates stability. We understand that self-employed individuals often have multiple income streams, and we want to ensure that all sources of income are considered when determining mortgage eligibility.

To apply for a mortgage, you will need to provide a few important documents. These include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of your Article of Incorporation or business license. With these documents, we can help you navigate the mortgage application process smoothly and efficiently.

At our company, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means that we can provide you with a wide range of options and competitive rates.

We also offer tailored options specifically designed for Business For Self (BFS) borrowers. Whether you are a sole proprietor, partner, or director of a corporation, we have mortgage solutions that fit your unique needs.

If you are self-employed and in need of a mortgage, give us a call today. Our team of experts is ready to assist you in finding the best mortgage options and rates for your situation.