Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is open to self-employed individuals, even if they have been declined by other lenders in the past. Our mortgage options take into account the reduced taxable income that comes from claimed expenses, making it easier for self-employed individuals to qualify. Our Stated Income mortgage option is particularly useful for those with substantial expenses that impact their qualifying income. We also accept dividend and investment income as long as stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. If you are a Business For Self (BFS) borrower, we have options tailored specifically for you. Give us a call to get started today!

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