We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our process ensures fast mortgage approval, even if you have been declined in the past. We take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. If your expenses have impacted your qualifying income, our Stated Income mortgage option may be beneficial for you. We also accept dividend and investment income, as long as it can be proven and has stability. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom are open to accepting reasonable income estimates. If you are a self-employed borrower looking for tailored options, give us a call!